What We Do

Stratus Funding helps connect sellers of alternative assets and other financial products, including annuities and life insurance, to solve their liquidity needs. Stratus Funding helps financial professionals, attorneys, businesses, institutions, and individuals convert future payment streams and assets into a lump sum.

Read our White Paper:
“What Investors Should Know About Buying and Selling Annuity Payments”

Common Reasons Individuals
Need to Sell Their Annuity Payments

  • Relieve financial stressors such as medical bills, high-interest debt, students loans or emergencies
  • Qualify for Medicaid
  • Cash out an inherited annuity
  • Fund a better investment opportunity
  • Make a purchase without financing

Annuities and Assets
Your Clients Can Potentially Liquidate

Alternative Assets

  • Music catalogs and other types of royalties
  • Life settlements
  • Business and mortgage notes
  • Accounts receivable and invoice factoring


  • Single premium immediate annuities
  • Deferred annuities with fixed-payment options and bonuses
  • Guaranteed and life-only annuity payments
  • Qualified and non-qualified annuities

We can work with many variations of these types of assets. Please don’t hesitate to call if you don’t see your client’s asset listed here.**

How It Works

a phone ringing

Call 800-535-0195
for a Consultation

Our team of experienced representatives will work with you to understand the process of selling an annuity or alternative asset. We will work to help you identify an option that works for your client.

a group of three people

Speak to
an Advisor

Selling annuity or alternative asset payments is not always a simple decision. Every situation is unique. We encourage your client to speak to their advisors to decide if selling their annuity payments is right for their circumstances.*

hand receiving a coin

a Payout

Once a decision to sell annuity payments is made, we process the paperwork and begin working with the insurance company and underwriting the file. Typically, annuity sellers can expect to receive funds in two to four weeks, but it varies by asset type and individual circumstances.**

*The representatives of Stratus Funding are not financial or legal advisors. Stratus Funding and its representatives do not provide legal, financial or tax advice. You should speak to your independent advisors for such advice.

**All transactions are at Stratus Funding’s sole discretion and are subject to underwriting requirements and insurance company approval.

The Stratus Funding Team Is Ready to Help

Speak to Our Team